Housing costs in Europe
Eurostat house price index (HPI) and HICP actual-rents index (both 2015=100) for all 27 member states, plus euro-area mortgage interest rates from the ECB. House prices are quarterly (latest 2026-Q1), rents monthly (2025-12), mortgage rates monthly (2026-06).
Data updated: 25 Aug 2026
House prices, euro area
7.3 % YoY
Rents, euro area
5.9 % YoY
Mortgage rate, euro area
3.35 % p.a.
-2.0 %
17.8 %
low → high
All countries
Data updated: 25 Aug 2026
| Country | House price index | HPI YoY % | Rents YoY % | Mortgage rate % | Trend (house prices) |
|---|---|---|---|---|---|
| Austria | 172.0 (2026-Q1) | 4.1 | 4.1 | 3.54 | |
| Belgium | 145.9 (2026-Q1) | 2.0 | 4.0 | 3.59 | |
| Bulgaria | 272.6 (2026-Q1) | 14.8 | 11.7 | 2.41 | |
| Croatia | 246.1 (2026-Q1) | 14.3 | 34.6 | 2.90 | |
| Cyprus | 155.3 (2026-Q1) | 3.4 | 2.7 | 3.23 | |
| Czechia | 259.3 (2026-Q1) | 10.1 | 6.4 | – | |
| Denmark | 161.1 (2026-Q1) | 8.3 | 2.3 | – | |
| Estonia | 228.7 (2026-Q1) | 5.9 | 5.5 | 4.14 | |
| Finland | 97.2 (2026-Q1) | -2.0 | 0.2 | 3.10 | |
| France | 126.7 (2026-Q1) | 0.1 | 2.6 | 3.16 | |
| Germany | 153.4 (2026-Q1) | 1.4 | 2.3 | 3.95 | |
| Greece | – | – | 8.4 | 3.23 | – |
| Hungary | 387.1 (2026-Q1) | 11.2 | 5.7 | – | |
| Ireland | 204.8 (2026-Q1) | 6.8 | 3.3 | 3.41 | |
| Italy | 119.2 (2026-Q1) | 5.2 | 3.8 | 3.49 | |
| Latvia | 225.8 (2026-Q1) | 10.9 | 7.3 | 4.29 | |
| Lithuania | 277.2 (2026-Q1) | 11.9 | 12.0 | 4.04 | |
| Luxembourg | 165.2 (2026-Q1) | 1.7 | 1.3 | 3.53 | |
| Malta | 180.8 (2026-Q1) | 6.7 | 1.7 | 1.95 | |
| Netherlands | 221.1 (2026-Q1) | 5.2 | 4.9 | 3.73 | |
| Poland | 225.9 (2026-Q1) | 6.0 | 3.9 | – | |
| Portugal | 291.0 (2026-Q1) | 17.8 | 4.9 | 2.93 | |
| Romania | 174.4 (2026-Q1) | 7.8 | 8.6 | – | |
| Slovakia | 222.7 (2026-Q1) | 14.4 | 6.0 | 3.66 | |
| Slovenia | 227.4 (2026-Q1) | 9.3 | 0.4 | 3.15 | |
| Spain | 194.1 (2026-Q1) | 12.8 | 2.4 | 2.89 | |
| Sweden | 136.8 (2026-Q1) | 2.6 | 4.7 | – |