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Housing costs in Germany

House price index, HICP rents and mortgage interest rate for Germany, with year-on-year change and trend charts.

Data updated: 9 Oct 2026

House prices

153.5 index

2015=100, Q2 2026

0.6% YoY

Rents

119.6 index

2015=100, Dec 2025

2.3% YoY

Mortgage rate

4.01 % p.a.

new business, house purchase, Aug 2026

ECB MIR statistics

House prices, quarterly (2015=100)

145.8Q3 2021 – Q2 2026 · 20 points167.4 index

Eurostat HPI, latest Q2 2026, 0.6% YoY

Rents, monthly (2015=100)

115.7May 2024 – Dec 2025 · 20 points119.6 index

Eurostat HICP actual rentals, latest Dec 2025, 2.3% YoY

Mortgage rates, monthly (% p.a.)

Only one data point collected so far (Aug 2026): 4.01 % p.a.. The chart appears once history accumulates.

ECB MIR new-business rate on house purchases, latest Aug 2026

National house price index

Residential property prices

100.6 index

National index (Destatis), 2025=100, Q2 2026

0.6% YoY

New builds 101.2 · existing 100.5 (Q2 2026)

House prices, quarterly (national index, Destatis)

95.5Q3 2021 – Q2 2026 · 20 points109.6 index

National index (Destatis), 2025=100, latest Q2 2026, 0.6% YoY

Sources: Eurostat HPI and HICP rentals · ECB MIR mortgage interest rates · Destatis residential property price index. Eurostat indices are 2015=100; the German national index uses 2025=100.