Housing costs in Germany

House price index, HICP rents and mortgage interest rate for Germany, with year-on-year change and trend charts.

Data updated: 25 Aug 2026

House prices

153.4 index

2015=100, 2026-Q1

1.4% YoY

Rents

119.6 index

2015=100, 2025-12

2.3% YoY

Mortgage rate

3.95 % p.a.

new business, house purchase, 2026-06

ECB MIR statistics

House prices, quarterly (2015=100)

145.8last 20 observations167.4 index

Eurostat HPI, latest 2026-Q1, 1.4% YoY

Rents, monthly (2015=100)

115.7last 20 observations119.6 index

Eurostat HICP actual rentals, latest 2025-12, 2.3% YoY

Mortgage rates, monthly (% p.a.)

Only one data point collected so far (2026-06): 3.95 % p.a.. The chart appears once history accumulates.

ECB MIR new-business rate on house purchases, latest 2026-06

National house price index

Residential property prices

100.5 index

National index (Destatis), 2025=100, 2026-Q1

1.4% YoY

New builds 101.9 · existing 100.2 (2026-Q1)

House prices, quarterly (national index, Destatis)

95.5last 20 observations109.6 index

National index (Destatis), 2025=100, latest 2026-Q1, 1.4% YoY

Sources: Eurostat HPI and HICP rentals · ECB MIR mortgage interest rates · Destatis residential property price index. Eurostat indices are 2015=100; the German national index uses 2025=100.